Cash-Flow Financing is a form of bridging finance which allows businesses to manage their cash-flow and working capital more efficiently.


Product Description:

  • Supply-Chain Linked
  • Working Capital, Sales-Backed Financing
  • Invoice and Purchase-Order Financing
  • Prime-linked Interest Rates
  • Short-Term Loans: 7 days to 12 months
  • Loan Size: R50,000 to R1,000,000

Qualifying Criteria:

For your business to qualify for IDF Capital Cash-flow Financing you need to:

  • Be a Qualifying Supplier Linked to an Established Corporate Supply Chain
  • Have a Verifiable Debtor Partner Invoice
  • Generate at Least R1 million in Annual Turnover
  • Have a Minimum of 6 Months Trading History
  • Have Personal Sureties Required of Directors and Shareholders
  • Have Loans Secured by Cession of Invoice or Purchase Order
  • The Business should be Solvent and Sound

Required Documentation:

IDF Capital requires the following paperwork from your business before consideration for Cash-flow Financing:

  • Where Applicable, At-least Last Three Years Annual Financial Statements (duly signed)
  • Management Accounts (up to the latest two months)
  • Projections for the Next Twelve Months
  • Motivation for Funding
  • Company Incorporation Documents
  • Certified FICA Documents (i.e. Proof of Residence, IDs of Directors and Shareholders)
  • Valid SARS Tax Clearance Certificate
  • Twelve Months Business Bank Statements
  • Contracts and Related Support Documents
  • Other Information as may be Required