Term-Debt Financing allows investing in asset finance, contract finance and franchises.


Product Description:

  • Expansion Capital
  • Asset/Equipment Finance
  • Prime-Linked Interest Rates
  • Term Debt Loans: 1 year – 5 years
  • Loan Size: R250,000 to R5,000,000

Qualifying Criteria:

For your business to qualify for IDF Capital Term-debt Financing you need to:

  • Have Contracted Future Sales and Stable Forecasted Profits
  • Have Strong Visibility of Cash Flows
  • Show Solid and Stable Profit History
  • Have a Minimum of 6 Months Trading History or a Solid Off Take Agreement

Required Documentation:

IDF Capital requires the following to consider your Term-debt Financing:

  • Where Applicable, At-least Last Three Years Annual Financial Statements (duly signed)
  • Management Accounts (up to the latest two months)
  • Projections for the Next Twelve Months
  • Company Incorporation Documents
  • Certified FICA Documents (i.e. Proof of Residence, IDs of Directors and Shareholders)
  • Valid SARS Tax Clearance Certificate
  • Twelve Months Business Bank Statements
  • Franchise Agreement (where applicable)
  • Contracts and Related Support Documents
  • Other Information as may be Required